What happens if I leave before retiring?

If you have at least 3 months membership and you leave before becoming entitled to the immediate payment of your benefits, they will be deferred for payment, normally until age 65.

You may be able to transfer your LGPS benefits to another pension scheme, although you cannot transfer them to another LGPS Fund in England or Wales or join them to any membership of the LGPS you might take up as an employee in England or Wales.

If you have less than 3 months membership you may be able to claim a return of contributions less tax and an amount for National Insurance.