Joining, Leaving and Benefits

Main Benefits

Joining the Scheme | Leaving Options | Leaving the Scheme | Summary of Benefits | A Simple Guide to the Local Government Pension Scheme | 'Into Retirement' - a guide for those about to retire

The Scheme provides contributing members with valuable benefits in all eventualities whilst working for Local Government. 

In order to qualify for benefits, you will normally require a minimum of two years Actual Service or have Transferred Service.

The main benefits provided by the Scheme are as follows:

Retirement

• a pension for life based on your Final Pensionable Pay and Pensionable Service
• a cash lump sum based on your Final Pensionable Pay and Pensionable Service
• early payment of pension if you are made redundant or retired on efficiency grounds (providing you are over 50 years of age) or permanent ill health or disability

If you die 

• a lump sum to provide immediate financial security for your family if you die while employed in local government and a member of the LGPS;
• a pension for your spouse and children 

If you leave (with more than two years Pensionable Service or with Transferred Service)

• a preserved pension and lump sum to be paid to you at Normal Retirement Age

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