Your pension ceases on your death.
The Avon Pension Fund Pensions Payroll section must be notified of your death as soon as possible.
This can be done in writing or by telephone followed by written confirmation. The person who notifies the Pensions Payroll Section of your death must quote your pension payroll number or your National Insurance Number.
We will need to see a copy of the death certificate when it is available. A photocopy is acceptable.
For Survivor’s Pension benefits we will need to see the original marriage or civil partnership certificate.
Lump Sum Death Grant
A one-off cash Lump Sum Death Grant will be payable if your pension has been in payment for less than ten years. This is known as a ‘Ten Year Guarantee’ and will be based on the total of ten year’s pension less the pension which has been paid if death occurs before the age of 75.
The Ten Year Guarantee on the Lump Sum Death Grant only applies to people who were paying into the LGPS on or after 1 April 2008.
You can complete an ‘Expression of Wish Form’ to say who you would like Avon Pension Fund to pay any Death Grant to. The advantage of doing this is so that any payment does not form part of your estate and therefore would not count when calculating Inheritance Tax.
Survivor’s Pensions
If a Survivor’s Pension is payable to your spouse, civil partner or nominated cohabiting partner, an application form will be sent to them for completion. We will need to see the original marriage or civil partnership certificate.
Only people who were paying into the LGPS on or after 1 April 2008 are able to nominate a cohabiting partner to receive a Survivor’s Pension.
Children’s Pensions are payable to any eligible dependent children you may have. To be eligible, a child must normally be under the age of 18, or 23 if they have continued in education. If your child is dependent on you because of physical or mental impairment they may be eligible at any age.