The McCloud remedy and your LGPS pension

The rules of the pension scheme have changed to address age discrimination. The changes came into effect on 1 October 2023.

You may qualify for underpin protection if you were an active member of the LGPS on or before 1 April 2012 and still active between 1 April 2014 and 31 March 2022, as long as you did not have a 5 year disqualifying break.

You do not need to do anything

If you do qualify for underpin protection, we will work out if an additional sum is due to be paid to you when calculating your pension benefits and this will be paid when you take your pension. You do not need to do anything we will write to you in due course.

If you have retired since 1 October 2023, we will have already assessed whether you are affected by McCloud and any additional pension due will have been paid to you.

NEW dedicated areas on the LGPS member website for the McCloud remedy

The Local Government Association (LGA) have created new areas on their member website dedicated to the McCloud remedy. The new areas includes:

  • A short video
  • FAQs
  • An interactive Am I affected? Tool
  • Examples of how members may be affected
  • More detailed information about the remedy will affect different types of member

The resources can be found at LGPS McCloud remedy