What happens if I leave before retiring?

What happens if I leave before retiring?

If you leave the LGPS before you retire and have at least two years’ membership, your pension benefits will be deferred. This means they will be held for you until you are ready to retire, which you can currently do from age 55 onwards. 

If you leave with less than two years’ membership you may be able to claim a return of your contributions (less tax) or apply for a cash transfer sum to another approved pension scheme.